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  What the Bill of Rights Means

We all learned about the Bill of Rights in school and know that it is an important document that is supposed to protect the rights of Americans. However, US History class was a long time ago for most of us, so it's worth revisiting the history of this founding document…

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  Stranger-Originated Life Insurance

Stranger-Originated Life Insurance (STOLI) is a controversial life insurance policy that has been gaining attention in recent years. It is a type of policy where a stranger, someone who has no insurable interest in the life of the insured, initiates and purchases a life insurance policy on someone else's life.…

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  Burden of Proof

"It is better that 100 guilty persons should escape than one innocent person should suffer."  —Benjamin Franklin The burden of proof is a legal concept that refers to the responsibility of a party to prove a particular fact or claim in a legal situation. This concept is essential in both…

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